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Joe's Blog Victory Bank

Joseph W. Major
Chairman & CEO

Welcome to Joe's Blog.

My name is Joe Major and I am Chairman and CEO of The Victory Bank. The Victory Bank values sharing experience and knowledge to help optimize the financial lives of our clients and community. The goal of this blog is to communicate and interact with you directly on ideas, experiences, issues, and helpful articles.

If there are any specific topics you would like discussed, please post a comment or contact us.

Go With the Flow

Posted on Monday, March 04, 2013

Trying to go with the flow. Things at the bank are intensely busy as we work to grow the bank's balance sheet, control expenses, and generate a fair rate of return for shareholders, all the while focused on delivering fair value to our client base. Every day, every week and every month amounts to a new stack of business problems waiting to be solved! I often remind myself, and anyone else who will...

Economic Growth, Really?

Posted on Thursday, February 14, 2013

 Believe it or not, we are beginning to see some new business opportunities for the bank based on growth and expansion. Many of our clients are in better shape than two years ago, and some seem very busy. Most people are saying that things are slowly improving. I even saw a "help wanted" sign the other day at a convenience store, a sure sign of an improving economy!
Aside from these anecdotal...

Busy Recruiting

Posted on Thursday, February 07, 2013

Decisiveness is one of the 14 Leadership Traits of the Marine Corps, who are taught that when you are 70% sure of the outcome, it is time to take action. Making business decisions would certainly be a lot easier if we could be 100% sure of the outcome in advance. Of course, the problem is in waiting. If the business waits until it is 100% sure of the outcome, then it is taking no risk, and will ob...

Culture and Values

Posted on Monday, February 04, 2013

Monday, February 4, 2013My mind tends to work on business matters over the weekend, consciously or otherwise, and often come into the office with a lengthy agenda, and a lot of new ideas. Our usual Monday morning staff meeting was canceled because of attendance conflicts, leaving me enough time to catch up on paperwork, clear out unnecessary e-mails, and make some overdue telephone calls.
I w...
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